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Monday, August 30, 2021

Top 8 Useful Examples Of Artificial Intelligence

If you searched the term "Artificial Intelligence" on Google and found this article, then you have used AI (and hopefully benefited from it). 

AI is a term that can be used to take you on a ride with Uber or have your phone correct a misspelled word. Artificial intelligence profoundly impacts almost all aspects of our lives, even though it might not be obvious. We'll be looking at eight ways artificial intelligence can save us time, money, energy, and effort in our daily lives. 

What is Artificial Intelligence?

It is essential to understand precisely what Artificial Intelligence is before determining how it impacts our lives.

Artificial intelligence, or statistical analysis, is how computers can act on data to analyze and understand it. This is an automated process. Artificially intelligent machines can recognize patterns of behavior and adapt their responses accordingly. This article "What is Artificial Intelligence?" provides a more detailed definition.

Machine learning (ML), Deep Learning (DL), and natural language processing are the essential components of AI.

Machine learning allows machines to learn better based on big structured data and continuous feedback from humans and algorithms.

Deep Learning is often considered to be an advanced form of ML. It learns through representations, but data doesn't need to be structured.

Natural Language Processing (NLP), a tool for linguistic analysis in computer science, is one example. It allows machines to understand and read human language. NLP will enable computers to convert human speech into computer inputs. As an AI enthusiast, you need to master all the skills to grow your business. Dedicated AI ML Course by E&ICT Academy, NIT Warangal will give you an in-depth knowledge of various Artificial Intelligence and Machine Learning models to increase business value. 

8 Examples Of Artificial Intelligence

Here are eight examples of Artificial Intelligence that you might come across every day.

1. Navigation and maps

AI has greatly improved travel. You no longer need to rely on printed directions or maps. Instead, you can use Waze, Google, or Apple Maps on your smartphone and enter your destination.

How does the application know where it should go? What's more, it can determine the best route, traffic jams, and road obstacles. While satellite-based GPS was the only option, users now have access to artificial intelligence.

Machine learning allows the algorithms to remember the edges and numbers of buildings it has seen. It makes the maps more accurate and helps with the recognition and understanding of building numbers and houses. It has trained to recognize changes in traffic flow and recommend routes that avoid congestion and roadblocks.

2. Facial Recognition and Detection

Artificial intelligence is now a part of our everyday lives. Face ID allows us to unlock our phones, and virtual filters can be applied to our faces while taking photos. Facial recognition is also used for surveillance and security by government facilities and at airports.

3. Text Editors or Autocorrect

AI algorithms use machine learning, deep learning, and natural language processing to identify incorrect usage of language and suggest corrections in word processors, texting apps, and every other written medium, it seems. Computer scientists and linguists work together to teach computers grammar just as you were taught in school. The editors will notice if you are using the wrong comma.

4. Search and Recommendation Algorithms

Have you ever noticed that when you shop online or watch a movie, the recommendations you receive are often in line with your recent searches or interests? Intelligent recommendation systems learn your online behavior and preferences over time. Data is collected from the user at the front end and stored. The data can then be analyzed using machine learning and deep learning. The information is used to predict your preferences and provide recommendations for what you might like to listen to or buy next.

5. Chatbots

Customer service interactions can be stressful and time-consuming.  Companies find it inefficient, expensive, and difficult to manage. One increasingly popular artificially intelligent solution to this is the use of AI chatbots. These algorithms allow machines to answer commonly asked questions, track orders and make direct calls.

Natural language processing (NLP) teaches chatbots how to mimic customer service representatives' conversational styles. Advanced chatbots do not require any specific inputs (e.g., yes/no questions). They can answer complex questions that need detailed answers. Giving the bot a negative rating for its response will correct the error and make it right the next time. It ensures maximum customer satisfaction.

6. Digital Assistants

Sometimes, when we are overwhelmed, we resort to digital assistants to help us. You might ask your assistant to call your mom while you're driving. An AI virtual assistant like Siri can access your contacts and identify "Mom" before calling the number. These assistants use NLP and ML, statistical analysis, and algorithmic execution to determine what you want and attempt to get it. Voice and image searches work the same.

7. Social Media

Social media apps use AI to support content monitoring, suggest connections, and serve ads to targeted users.

Through keyword recognition and visual image recognition, AI algorithms can quickly identify and remove inappropriate posts. Deep learning's neural network architecture is an essential part of this process. But it doesn't end there.

Social media companies understand that their users are their products and use AI to connect them to advertisers and marketers identified their profiles. Social media AI can also determine the type of content that users like and suggest similar content.

8. E-Payments

It is a waste of time to go to the bank for every transaction. AI is a factor in why you haven't visited a branch in five years. Banks are using artificial intelligence to simplify payment processes and facilitate customers.

Intelligent algorithms make it possible to deposit money, transfer money, and open accounts from any location. This is thanks to AI security, identity management, and privacy controls.

You can even detect potential fraud by looking at credit card spending patterns. It is another example of artificial intelligence. These algorithms can determine what products User X purchases, location, and price range.

The system will alert you if there is unusual activity. #KhabarLive #hydnews 

Saturday, August 28, 2021

How RBI’s Digital Lending Norms Will Impact Online Banking?

It's no secret that technology is changing the world. While science has been a quick adopter of technology, the financial services sector has followed suit in the recent decade. 

This suggests that the use of technology in banking and non-banking financial institutions is increasing. The use of technology in banking has been quite successful. The widespread use of technology has enabled numerous digital lending and payment services to reach a bigger user base. It has also simplified financial procedures, making banking credit easier to get.

It should be mentioned that everytime a new technology is invented, its regulating parameters must be altered. Thus, with all the technical advancements, its regulation needs to be updated to keep miscreants and irregularities in control. This prompted the Reserve Bank of India to require all digital platforms that conduct digital transactions to follow the Fair Practices Code.

The notice was reportedly issued following a series of heinous occurrences exposing unethical behaviour at several financial institutions. These vile, immoral tactics included charging high interest rates on borrowings and without disclosing how interest was calculated. Also, improper and unlawful use of customer data was being used to recover loans.

The RBI then created a Fair Practices Code that applies to all digital lending institutions. The code will also encompass organisations that partner with organisations that are under RBI's digital regulation. According to the letter, both the digital lending platform and the agent must be identified. For the loan business to combat disparities, this will help. To protect consumers' interests, digital lending platforms functioning as agents must adequately disclose to their customers the name of the bank or NBFC on whose behalf they are operating.

Protecting consumer interests is clearly a major concern for the central bank and the nation's regulatory banking apparatus.

Due to the business model's success and binding structure, the number of services provided by various online banking servers would decrease. Small-scale traders, retailers, and others who have been able to easily obtain loans will no longer be able to do so. Long transfer and transaction procedures may occur due to online banking checks. But it should be mentioned that the rules have been put in place to streamline the entire operation and eliminate all the egregious inconsistencies.

Second, all the inconsistencies in the system caused by non-regulation could have resulted in a big economic bubble. This indicates that an unregulated sector, notably internet banking, might have given rise to different Ponzi scams and generated an illusion of boom due to easy credit. The quick credit sources may have led to uninvited market exuberance, which can lead to unfavourable economic fluctuations.

This led to consumer betrayal and the commencement of a big ponzy scheme that may have effectively defrauded the market of its money and savings. It is important to highlight that economic savings are important because they usually lead to economic investments. Stale management can cost the economy a lot of money. Given that customer happiness is the pinnacle of pleasant banking procedures and operations, it was also discovered that clients were having a difficult time contacting their online banks. No sufficiently clear, methodical, and structured framework existed.

In reaction to this mishandling, RBI developed the “Fair Practices Code”. This was done to clearly establish that banks or NBFCs cannot escape their commitments by outsourcing any activity.

Overall, the apex bank's rules will assist create a friendly, trusting, and transparent atmosphere. It would also assist weed out shady digital lenders who may be acting as representatives for unregistered NBFCs.

Also, these rules will be the sole guardians of consumer data, which is vital for good functioning and analysis. The RBI fair practises code would assist clear up any miscommunications between lenders and borrowers. These channels will not only remove miscommunication but also act as a place for grievances.

In the banking industry, a clear cut, consistent, and systematic method is required for borrowing and lending. Following the RBI's suggestions and guidelines, some financial service companies have implemented their own internal rules. The fact that many financial services have made recommendations shows that not only the RBI, but the entire industry requires a clean sector. #livehyd #LiveHyd 

Thursday, August 17, 2017

Join, Promote And Like - Just Click The 'KhabarLive Group' Link, That's All!

Join KhabarLive group ( to get the best multi-lingual news, views, thoughtful analysis, fearless views and breaking news and issues with solutions round the clock on move around and inside India. KhabarLive ( committed to serve the common people of India with unbiased and non- political approach. KhabarLive ( is a perfect action tool of 'raising your voice' on any socio- economical, politically disturbed issues across social media. Join our group and promote it in your social media network (
Definitely we will and we can make a difference!

Thursday, August 03, 2017

Analysis: Why The Farmers' Protests Could Be The Beginning Of A Turning Point For The BJP?

The ongoing farmers' protests in several states across India's geographical diversity is the first major non-sectarian mass movement confronting the Narendra Modi government. Unless handled adroitly, the stir has the potential to throw up a major challenge to the Bharatiya Janata Party and Modi's political dominance.

Tuesday, July 25, 2017

The Neuroscience Of A 'Lynching'

The science of hate can help us realise who the real criminal is. Is it the lynchers alone? Should the instigators bear more blame? And should an apathetic government be held complicit?

In an event of traumatic accidents such as a car crash, injury to joints, bones and soft tissues can be accompanied by injury to nerves that mediate sensations such as touch, pain and temperature in the skin.

Saturday, July 15, 2017

‘Maybe It Is Time To Change My Son’s Name’: The New Reality Of Being Muslim In India

Rumours, lies, violence and political support for bigotry embolden many Hindus to reveal hidden prejudices.

Saira does not call her son by his name when they are out of the house. “I prefer using J, it doesn’t have a Muslim ring to it,” said Saira, 40, a former colleague whose first name I have changed on her request and whose Muslim identity was never previously a point of discussion. “I cringe as I say this, but it is true.”

Whenever J asked his mother the difference between him and his friends, she always told him there was none. They were all Indian with different names, she said. That explanation, an evidently troubled Saira told me, is weakening at a time of uncommon anti-Muslim prejudice and violence.

Wednesday, July 05, 2017

Five Steps For Making Blogging As Full Time Career

If you want to become an entrepreneur but do not have enough resources for starting your company, you could start with blogging. Blogging is not just about writing; it is a complete business that involves in-depth understanding of a topic (domain), digital marketing, and sales.

With blogging, you learn the art of content marketing. There are some companies that became successful based on content marketing only. Similarly, you can build your future business based on your content marketing skills; I know people who have taken up blogging as a full-time career.

Friday, June 30, 2017

How Two Common Medications Were Combined Into One $455-Million Specialty Pill?

Vimovo costs way more than the two individual medicines. So how have its manufacturers managed to make it sell?

Everything happened so fast as I walked out of the doctor’s exam room. I was tucking in my shirt and wondering if I’d asked all my questions about my injured shoulder when one of the doctor’s assistants handed me two small boxes of pills.

Friday, June 09, 2017

The Great Jobs Fear-Mongering: Are job cuts really happening?

India is in the grip of the great jobs fear-mongering. At the core of this is the mis-informed impression that jobs in India have shrunk/are shrinking. That's far from truth. Yes, there's a neighbour here and a cousin there who has either lost her job or hasn't found a suitable job for a prolonged period of time but the truth is that the job scenario-though challenging--isn't as gloomy as it is being made out of be.

Comprehensive data on jobs is notoriously patchy. But anything that is available points to the fact that India is still producing jobs, even though at a slower pace than 2 years ago. That effectively means that the overall job market in the country continues to grow, rather than shrink.

Tuesday, May 30, 2017

Contribute Your Best Work For The Blogger’s Community

Want to contribute an article to one of the biggest blogging communities in the world?

INNLIVE is an award-winning blog with over 250+ bloggers who have contributed one or more guest posts. But before you submit a guest post on INNLIVE, read these guidelines to ensure that your post gets approved.

Tuesday, May 16, 2017

Investigation: Can't Get A Loan? These Fintech Lenders Want To Help You When Traditional Banks Won’t!

Unless you have a platinum credit card to flaunt, you're probably among millions of Indians who may know a thing or two about just how nerve-wracking and arduous the process of getting a bank loan is. Thanks to internet.

And despite the exhortations of PM Narendra Modi, getting big banks to deem you credit worthy is a feat in itself--you must rank high on parameters like where you work, how much money you make, your credit score, your tax filing history and even your marital status-–to land a loan.

Monday, May 01, 2017

RERA Myths Busted: No Big Relief For Stuck Home Buyers, House Prices Won't Rise

The dust has finally settled on RERA or the Real Estate Regulation & Development Act. From Monday (1 May 2017) it comes into force across India, and the day will be remembered as a special day for home buyers who have been committing the largest chunk of their life savings to an industry which has been free for all.

A press release from the Housing Ministry stated how this day marks the end of a 9-year-long wait; and for the first time 76,000 companies engaged in building and construction activities across the country will become accountable for quality and delivery. Union Minister for Housing Venkaiah Naidu in his tweets called it the beginning of a new era making buyer the king, while the developers benefit from the confidence of a King in the regulated environment.

Wednesday, April 26, 2017

The big question: Is yoga for power or fitness, wisdom or devotion?

Today, any understanding of yoga is often obscured by a grand media war to dominate the discourse on yoga.

They say Jesus could walk on water, and turn water into wine. Many have postulated that he was a yogi, with siddha powers. That he must have learned it in a Hindu or Buddhist monastery in India during his missing years. This yoga-of-power is very different from the popular, and sanitised, yoga-for-fitness of the global village, or the yoga-for-devotion of the religious and the spiritual.

Friday, August 12, 2016

Health Crisis: India's Wealthier States Are Showing An Alarming Decline In Immunisation Process


The warning signs from the latest National Family Health Survey data have gone unnoticed so far.

A fair amount of media attention has been given to the resurgence of diphtheria in Kerala, which has been attributed to some Muslims rejecting immunisation efforts due to misinformation. However, a much more dangerous and widespread trend of declining immunisation rates as evidenced by the recent National Family Health Survey 4 data, seems to have gone entirely unnoticed.

Thursday, August 11, 2016

Analysis: A Dubious Encounter In Telangana Revives Memories Of A Decade-Old Mystery Over Sohrabuddin Case


The killing of a Maoist renegade-turned-extortionist near Hyderabad by police raises uncomfortable questions.

A hushed silence can perhaps best describe the mood inside the Telangana police, 48 hours after Mohammed Nayeemuddin, a Maoist renegade-turned-extortionist, was gunned down in Shadnagar, 50 km from Hyderabad, on Monday.

Sunday, August 07, 2016

Superstar Salman Khan - The 'Last Sultan' Of India


The man, the mind and the mayhem. Up close with Hindi cinema’s biggest star ever made.

Outside a large vanity van that casts a soft light upon its owner whenever it is opened, like a refrigerator in a dark room, Salman Khan sits under a temporary structure made of poles and tarpaulin sheets, across a table with several white plastic chairs. He sits at a slight elevation—two chairs stacked one atop the other—as if to distinguish his position from those who come to occupy the other chairs.

Sunday, July 31, 2016

Money, Politics And Crime: Uncovering The Vicious Triangle That Plagues Indian Polity


"Politics is the gentle art of getting votes from the poor and campaign funds from the rich, by promising to protect each from the other," - Oscar Ameringer

Yes, this is one of the bitter truths that applies to our polity as well. We have all come to accept it as a norm - not an exception. And almost every party does it in varying degrees. Little wonder then that neither the Yamuna nor the Gomti caught fire when two otherwise little-known MLAs belonging to the Bahujan Samaj Party - Romi Sahni and Brijesh Verma - "disclosed" at a press conference in Lucknow earlier this week that their party was busy auctioning poll-tickets for money in Uttar Pradesh.

Wednesday, July 27, 2016

#SalmanAcquittal: Did The Blackbuck And Chinkara Commit Suicide?


Actor Salman Khan, on Monday, was acquitted by the Rajasthan high court in the Blackbuck and Chinkara poaching cases. Khan was accused of killing a Blackbuck and a Chinkara in two separate incidents in 1998 along with actors Saif Ali Khan, Sonali Bendre, Tabu and Neelam during the shooting of a film. 

Friday, July 22, 2016

The Big Question: Do Women’s Periods Really Synchronise When They Spend Time Together?


Research in the 1970s had indicated that being in close proximity led to the transfer of pheromones.

It is a popular belief that women who live together synchronise their menstrual cycles, and that it’s mediated by their pheromones – the airborne molecules that enable members of the same species to communicate non-verbally.

Tuesday, July 19, 2016

Opinion: Is Holding Simultaneous Elections For Lok Sabha And State Assemblies Necessarily A Good Idea?


Will doing so address the real challenges of governing? What is the evidence from other countries?

The idea of holding simultaneous elections to the Lok Sabha and State Legislative Assemblies has gained some ground recently. In December 2015, a parliamentary standing committee recommended a move in this direction by streamlining elections into two phases – one concurrent with Lok Sabha elections, the second in the mid-term of the Lok Sabha.